Category SME Loan

企業一定要瞭解的政府補助計畫 – 不瞭解就虧大了

企業經營不易，若能善用資源，對於企業的研發創新、營收成長，乃至於提升競爭力，都有很大幫助。其中最重要、最多資源的，莫過於政府補助計畫了。補助的意思，是政府直接給企業的經費，是針對特定專案用途且不用歸還的款項，所以說企業如果不瞭解政府補助就虧大了。

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What You Should Know Before Applying For Bank Loan

Virtually all businesses will, at some time, need to obtain outside financing. For the small business owner, this generally means obtaining some type of bank loan. And for many, this turns out to be a frustrating and difficult experience. It doesn’t have to be that way, however. Whether you are looking for financing to purchase a new business or are in the need of seasonal financing, proper planning will increase your chances of obtaining the needed financing. A side benefit may be that, during the process, you will learn more about your business.

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How to apply for a small business loan?

Applying for a small business loan is not simply a matter of “ask and you shall receive” – the truth is, many entrepreneurs do ask but few actually receive. The reason so many people get turned down isn’t that they have a bad idea for a business (in fact, many have brilliant ideas). Rather, the reason is that these people fail to convince lenders that they have a solid plan for how to use the loan to grow their business.

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12 Tips for Getting Your Bank Loan Approved

Without a previous track record in business, securing a bank loan may be difficult. Banks cite risk factors and increasing costs of servicing small accounts as the primary reasons for minimizing their exposure to small businesses. Still, it can be done. Here are the steps that you should take to improve your chances of getting that much-needed bank loan.

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