Project Cost: RM 480,000
Amount Invested : n/a
Amount Required : n/a
Knowledge / Experience Required:
sale & marketing
Proposed Investor’s Role: full time
I am graduated from Universiti Kebangsaan Malaysia in Actuary. Before this I worked at various company and I decided to start my business. I have established a company and firstly I manage to sell meat for 1 year and now I decided to make Chilly farm for about 7 Acre land through fertigasi method.
Product / Service Description:
My product is Chilly (CILI MERAH). I plan if I get capital for about RM 480,000, FIrstly I will buy a 7 Acre land for about RM14,000 each acre and its cost RM 98,000. Then, I will buy fertigasi tools for about RM 168,000 for 28,000 chilly tree. ANother is for (BAJA) and poison and employee salary. For BAJA and Racun It cost RM70,000 for 1 season (6 months) and employee salary for RM 142,800 for 1 season (6 month). All it cost RM 478,800. (Farm of chilly generate revenue RM 294,000 for 1 season (6months))
The problem is how to make chilly farm. Firstly, I cultivate chilly back of my home for about 120 trees. Then I went to Jabatan Pertanian Kelantan and ask for opinion and favour. I got guideline for 120 chilly tree. After that, I have a plan to expand my chilly, but I need a capital to open chilly farm. But for 120 chilly trees, I successfully success.
FOr 1 tree of chilly, it can generate 3kg to 6kg per 6 months. FAMA take chilly for RM3.50 per kg. For 28,000 chilly tree can generate at least RM 294,000 (28,000 x 3 x RM3.50).
For organisation, I have 2 uncle ready to work for me. For another employee I decided to advertise to find 23 workers. It is 3 employee manage for 1 acre (4000 chilly tree). ANd at my office, It need 2 employee as take care for account and general matter.
Right now, I dont start any plantation as I have moved to new house and it dont have a land to do chilly farm. At my old home (I rental house), I got RM 1470 for 6 months for 120 chilly trees.
For RM 480,000, for first month, I will buy 7 Acre land, fertigasi tools, pay employee salary and buy BAJA and poison. ANd another is for management for 1 season (6 months) included employee salary.
Right now I dont have any investor and my company is just Enterprise. My proposal is to get a loan (geran kerajaan RM 500,000)
Expected Return On Investment:
If I got a loan, I prefer to find approximately 8% – 15% per year who will charge me for their charge.
Investment Risk and Mitigation:
The risk is the chilly tree maybe will be attack by virus but it can be poisened. Second risk is employee, employee who work for a while we will find another employee through advertisement or maybe we will take indonesian workers to for replacement.
It take 2 year to settle all loan. I am very confident in 2 years, I will pay all my loan.
Nik nur asraf bin nik sulaiman ( email@example.com)
Company Name: ASMULA NIAGA
Postal Address : Lot 1699-A Taman Uda Murni, Jalan Pengkalan Chepa, Kota Bharu
State : Kelantan
Post Code : 15400
Country : Malaysia
Telephone : 0199170256