Categories Archives

SME Loans / Grants

Term Loan, OD & Revolving Credit (Commercial Banks)

TERM LOAN A Term Loan is a fixed amount of loan granted for an agreed period of time and to be repaid in fixed instalments. Term loans are normally granted for the purchase of fixed assets. With fixed repayments, you’ll be able to plan and manage your cash flow effectively. OVERDRAFT (OD) Allows you to draw additional funds quickly and conveniently from your current account when you require it. Raising additional capital for running a business or making investments is ...

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Trade Finance – LC / TR / BA (Commercial Banks)

LETTER OF CREDIT (LC) This is a major payment method in international trade because it benefits both parties in the transaction. As the buyer, you do not have to pay until the documents are received in good order. Your sellers are also comfortable because they will definitely be paid if they have complied with the terms of the LC. TRUST RECEIPT (TR) A form of financing for your purchases, where the financier pay your suppliers 100% of the value of ...

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Business Loan (SME Bank)

ACTIVITIES QUALIFIED FOR FINANCING 1. Manufacturing (Preference will given to high growth sector) 2. Services Electrical, Gas & Water Supply Transportation, storage & communication Wholesale & Retail Trade Education Healthcare Other selected services 3. Construction (Contracts from Government & Government Linked Companies (GLC)) 4. Tourism 5. Finance Companies 6. Oil & Gas 7. Mining except for quarry 8. ICT & Biotechnology 9. Other selected sectors OUT OF SCOPE 1. Primary agriculture (Processing and services of food products are exempted) 2. ...

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Graduate Entrepreneur Fund (SME Bank)

Financial Facilities Especially For Graduates Malaysia government channel an additional allocation of RM25 million in the 9th Malaysia Plan for Graduate Entrepreneurs Fund [TUS]. The provisions are intended to encourage more university graduates entered the field of entrepreneurship. SME Bank has managed to produce a successful Graduate Entrepreneurs contribute personal income through the business and improving the country’s growth engine. The fund was easy to start a business of financing the service and industrial sectors and for graduates who already ...

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Contract Financing Scheme (SME Bank)

Features And Eligibility Criteria General Features Contract Financing Scheme is a financing package based on product bundling concept of financing facilities which is already available in the Bank The Scheme offers financing to customers who are Main Contractors or Nominated Sub-Contractors having secured contract(s) from approved awarding parties mainly government ministries, department and agencies Mechanics of Financing Purpose of the loan facilities is to finance the implementation of contract(s) until full completion The financing mechanism works by way of assigning ...

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Business Premise Financing (SME Bank)

Objectives This Scheme is to finance the purchase of shop houses/office space or factories whether completed or under construction Business Premise Financing Scheme Purchase of office spaces and shop lots whether completed or under construction. Refinancing. Private Limited companies and professional firms Have at least 3 years of audited and good performing account. Total financing from RM100,000 to RM5.0 million Financing margin up to 95% from the purchase price (inclusive of legal cost and insurance premium – MRTA and fire ...

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To Fund a Startup, Go to Malaysia

When Jim Buck was looking for investors to fund trials for the implantable heart device his startup is developing, the search took him far from the usual stops in Silicon Valley and Boston. He made four trips to Asia last year, courting investors in Singapore, Hong Kong, Thailand, and Malaysia. “Companies like ours with very promising technology that in years past would have been funded very richly are struggling to find money to even stay in business,” says Buck, a ...

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青运青年微型贷款计划

为表支持青年创业,首相拿督斯里纳吉在去年“八大华青与首相对话会”时答应拨款总额三千万令吉作为青年微型贷款之用途。承蒙首相之慷慨,八大华青借此机会感谢首相对华青的支这项青年微型贷款计划目前已收获1300份申请,已有735份获批(总值约马币1200万之贷款数额)。在此呼吁有意申请者,尽速提交申请表格,以先到先得方式处理。八大华青也感谢自立合作社的配合,提供技术支援成为此计划的管理单位。相信自立合作社将以富经验及专业的方式处理及管理此项贷款。

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CIP150 Grant (Prototype Development)

The CIP Catalyst which is targeted at entrepreneurs in general, offers conditional grants of up to a maximum of RM150,000 (via two tranches of RM100,000 and RM50,000) to teams of innovative individuals with innovative, technology-based ideas in the ICT, non-ICT and high growth technology industries. The primary objective of CIP Catalyst is to facilitate the transformation of innovative technology-based ideas from entrepreneurs of all walks of life into commercially viable business enterprises that would in turn spur the growth of ...

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