Eligibility Criteria

  • Malaysian-controlled or Malaysian-owned businesses;
  • SMEs complying to the SME definitions;
  • Wholesale, Services, Construction, Manufacturing, Agriculture & Retail Trade only;
  • Business must be in operation for a minimum of three (3) years.

Type of Financing Facilities
Term Loan (TL) only.

Financing Amount
Min: RM50,000.00
Max: RM250,000.00

Guarantee Fee
Fixed at 4.50% per annum.

Guarantee Cover
The CGC guarantee coverage is fixed at 70% of the unsecured portion.

Maximum Tenure
Maximum Tenure of 7 years.

Lending Rate
The annual lending rate is BLR + 1.75%.

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