Alternative Funding Sources for Businesses

Perbadanan Nasional Berhad

Perbadanan Nasional Berhad

Perbadanan Nasional Berhad (PNS), formerly known as PERNAS, was incorporated in November 29, 1969. In September 1996, PERNAS was privatized through a ‘management buyout’ (MBO) in which its selected assets were taken over by Pernas International Holdings Berhad. As a result, a new acronym, PNS, was adopted.

PNS embarked on new commercial operation at its new premises located on the 9th Floor of Pusat Dagangan Dunia Putra, Kuala Lumpur with an authorized capital of RM 1 billion and a paid up capital of RM 751 million. The Minister of Finance Incorporated (MOF Inc.) is the majority shareholder and PNS operates under the ambit of the Ministry of Entrepreneur and Cooperative Development (MECD).

Drawing on the years of experience and vast resources, PNS is embracing the Government’s call to increase the size of Bumiputera Commercial and Industrial Community (BCIC). Realizing the importance of meeting the aspiration, various strategies have been designed and implemented. In addition to providing resources, PNS is determined to enhance Bumiputera entrepreneurs on the aspects of profesionalism, business acumen as well as ethics and discipline.


Equity Investment Franchise Investment & Financing Scheme

1. Investment in Strategic Alliance Companies
This scheme strongly supports the Government’s effort to increase Bumiputera equity and management participation in established Medium Scale Enterprises (MSE’s).

2. Investment in Mezzanine Companies
This scheme provides development stage financing of target companies / MSE’s. The financing package is intended to assist the companies to fulfill their growth potential within a period of 2 – 5 years

3. MESDAQ bound Companies
This scheme aims to promote involvement of UMBs in Technology Driven and High Growth companies.

4. Investment in Listed Companies
Investment in listed companies on 2nd Board/MESDAQ potential to be transferred to the Main Board.

5. Overseas Listing
Investment in companies that will go for listing overseas.

A. Franchisors And Master Franchises

Investment In Mezzanine Franchise Scheme
This scheme is to cater for existing Bumiputera-owned franchise businesses that seek financial assistance for expansion purposes.

Investment In Mezzanine Franchise Scheme
This scheme is to cater for existing Bumiputera-owned franchise businesses that seek financial assistance for expansion purposes.

Smart Partnership Franchise Scheme
This scheme not only enables UMBs to own equity in non-Bumiputera companies, but it also allow non-Bumiputera companies to partner with PNS in financing their business.

Budding Franchise Scheme
This scheme is to cater for new Bumiputera owned franchisors and master franchisees or existing businesses that have potential to be converted into franchise businesses.

Pre-Franchise Scheme
To assist new Bumiputera franchisors by providing financial assistance to potential franchisors and master franchisees.

Franchisor Financing Scheme
To provide financial assistance to franchisors/master franchisees in expanding their business.
B. Scheme For Franchisees

Franchisee Financing Scheme – Term Loan
This scheme is set up to provide financing to Bumiputera franchisees in starting and expanding their businesses.

Franchise Executive Scheme
To encourage more Bumiputera employeess in public and private sectors to venture into franchise business. Focus would be given to those opting for voluntary separation scheme (VSS) or early retirement

Youth Franchise Scheme
To encourage Bumiputera youth to venture into franchise business by providing start-up financing