AmBank SME Amplify
SME
SME Working Capital Loan/Financing. Get No-collateral Financing to Support Business Growth
Working Capital Guarantee Scheme by SJPP
Offers flexible financing on working capital and capital expenditure
Available in Term Loan/Term Financing-i and/or Overdraft/Cashline-i
Up to RM2 million loan/financing limit with competitive rate
Up to 7 years loan/financing tenure with no lock in period
Eligibility
SME profile, i.e. sole-proprietor, partnership, private limited company
Business registered in Malaysia, is Malaysian-controlled and Malaysian-owned with at least 51% shareholding
Business in operation for ≥ 3 years
Key person age shall be between 25 to 65 years old
SME Portfolio Guarantee
A flexible working capital loan/financing to help you better manage your daily financial needs.
Up to RM1 million loan/financing limit with competitive rate
Up to 7 years loan/financing tenure with no lock in period
NO collateral required
Eligibility
A business entity of Sole Proprietorship, Partnership, or Private Limited Company
SMEs per National SME Development Council’s (NSDC) definition
Business registered in Malaysia, is Malaysian-controlled and Malaysian-owned with at least 51% shareholding
Business has been in operations for at least THREE (3) years
BNM’s Fund for SMEs – Low Carbon Transition Facility (LCTF)
The LCTF scheme aims to encourage and support SMEs to transition to low carbon operations by adopting sustainability practices for business resilience.
Purpose of Financing: Capital expenditures to initiate or facilitate the transition to low carbon and sustainable operation.
Tenure: Up to eight (8) years
Interest Rate: Up to 5.00% per annum inclusive of guarantee fee, if any
Amount of Financing: Up to RM1.0 million
Guarantee: Guarantee Schemes by Credit Guarantee Corporation Malaysia Berhad (CGC) or Syarikat Jaminan Pembiayaan Perniagaan Berhad (SJPP)
BNM’s Fund for SMEs – Disaster Relief Facility (DRF)
The DRF aims to alleviate the financial burden of SMEs affected by floods and enable them to resume their business operations.
Purpose of Financing: Working Capital; and/or Repairs and/or replacement of assets for business use which have been damaged by floods.
Tenure: Up to seven (7) years including 6-month moratorium
Facility Type: Term Loan
Interest Rate: Up to 3.5% per annum inclusive of guarantee fee (if any)
Amount of Financing: Maximum of RM700,000 per SME, Maximum of RM150,000 per Micro Enterprise