AmBank SME Amplify

SME Working Capital Loan/Financing. Get No-collateral Financing to Support Business Growth

Working Capital Guarantee Scheme by SJPP

Offers flexible financing on working capital and capital expenditure

• Available in Term Loan/Term Financing-i and/or Overdraft/Cashline-i

• Up to RM2 million loan/financing limit with competitive rate

• Up to 7 years loan/financing tenure with no lock in period

Eligibility

• SME profile, i.e. sole-proprietor, partnership, private limited company

• Business registered in Malaysia, is Malaysian-controlled and Malaysian-owned with at least 51% shareholding

• Business in operation for ≥ 3 years

• Key person age shall be between 25 to 65 years old

SME Portfolio Guarantee

A flexible working capital loan/financing to help you better manage your daily financial needs.

• Up to RM1 million loan/financing limit with competitive rate

• Up to 7 years loan/financing tenure with no lock in period

• NO collateral required

Eligibility

• A business entity of Sole Proprietorship, Partnership, or Private Limited Company

• SMEs per National SME Development Council’s (NSDC) definition

• Business registered in Malaysia, is Malaysian-controlled and Malaysian-owned with at least 51% shareholding

• Business has been in operations for at least THREE (3) years

BNM’s Fund for SMEs – Low Carbon Transition Facility (LCTF)

The LCTF scheme aims to encourage and support SMEs to transition to low carbon operations by adopting sustainability practices for business resilience.

• Purpose of Financing: Capital expenditures to initiate or facilitate the transition to low carbon and sustainable operation.

• Tenure: Up to eight (8) years

• Interest Rate: Up to 5.00% per annum inclusive of guarantee fee, if any

• Amount of Financing: Up to RM1.0 million

• Guarantee: Guarantee Schemes by Credit Guarantee Corporation Malaysia Berhad (CGC) or Syarikat Jaminan Pembiayaan Perniagaan Berhad (SJPP)

BNM’s Fund for SMEs – Disaster Relief Facility (DRF)

The DRF aims to alleviate the financial burden of SMEs affected by floods and enable them to resume their business operations.

• Purpose of Financing: Working Capital; and/or Repairs and/or replacement of assets for business use which have been damaged by floods.

• Tenure: Up to seven (7) years including 6-month moratorium

• Facility Type: Term Loan

• Interest Rate: Up to 3.5% per annum inclusive of guarantee fee (if any)

• Amount of Financing: Maximum of RM700,000 per SME, Maximum of RM150,000 per Micro Enterprise

https://www.ambank.com.my/eng/

Related Sources of Capital