SME Bank Financing for Micro, Small & Midsize Enterprises
SME
Established in 2005, SME Bank is one of the nation’s leading Development Financial Institution (DFI) wholly-owned by the Ministry of Finance, regulated by Bank Negara Malaysia and supervised by Ministry of Entrepreneur Development and Cooperatives (KUSKOP).
Financing for Micro Company
Social Enterprise Financing Scheme
Financial assistance aimed at Basic Social Enterprises and Accredited Social Enterprises recognised by Kementerian Pembangunan Usahawan Dan Koperasi (KUSKOP) to finance the acquisition of asset and/or working capital requirements.
Young Entrepreneur Fund 2.0 (YEF 2.0) Financing
Designed to assist & support young entrepreneurs to elevate their businesses to higher level & remain viable post-COVID-19 or to start a new business under SME Bank Umbrella initiative.
IBS Promotion Fund 2.0 (IBS 2.0) Financing
Provides financial assistance to support eligible IBS contractors up to G7,manufacturers & installers IBS certified projects or possess IBS certification from CIDB.
Lestari Bumi Financing
Financial assistance to Bumiputera micro and small enterprises to elevate their business to a higher level in terms of production capacity, market penetration and competitiveness.
Penjana Tourism Financing (PTF)
Working capital to assist micro enterprises' needs and to enhance their products'/services' marketability.
Financing for Small Company
Jaguh Serantau
A financing programme to support Bumiputera SMEs with the potential to become regional champions.
Social Enterprise Financing Scheme
Financial assistance aimed at Basic Social Enterprises and Accredited Social Enterprises recognised by Kementerian Pembangunan Usahawan Dan Koperasi (KUSKOP) to finance the acquisition of asset and/or working capital requirements.
Young Entrepreneur Fund 2.0 (YEF 2.0) Financing
Designed to assist & support young entrepreneurs to elevate their businesses to higher level & remain viable post-COVID-19 or to start a new business under SME Bank Umbrella initiative.
IBS Promotion Fund 2.0 (IBS 2.0) Financing
Provides financial assistance to support eligible IBS contractors up to G7,manufacturers & installers IBS certified projects or possess IBS certification from CIDB.
Pemerkasa Matching Grant (PMG)
A Financing structure to assist SMEs in 3D (dirty, dangerous, difficult) sectors particularly in manufacturing, services, agriculture and construction.
Lestari Bumi Financing
Financial assistance to Bumiputera micro and small enterprises to elevate their business to a higher level in terms of production capacity, market penetration and competitiveness.
SME Technology Transformation Fund (STTF)
Expands your business through the adaption of technology & digital and automation with STTF.
Penjana Tourism Financing (PTF)
Working capital to assist micro enterprises' needs and to enhance their products'/services' marketability.
High Tech & Green Facility (HTG)
Designed to help SMEs and innovative start-ups to grow their businesses and invest in strategies and technologies fields for a sustainable and entrenched economic recovery.
Low Carbon Transition Facility (LCTF)
A financing facility to encourage and support SMEs to adopt sustainability practices for business resilience.
Financing for Medium Size Company
Jaguh Serantau
A financing programme to support Bumiputera SMEs with the potential to become regional champions.
Social Enterprise Financing Scheme
Financial assistance aimed at Basic Social Enterprises and Accredited Social Enterprises recognised by Kementerian Pembangunan Usahawan Dan Koperasi (KUSKOP) to finance the acquisition of asset and/or working capital requirements.
Young Entrepreneur Fund 2.0 (YEF 2.0) Financing
Designed to assist & support young entrepreneurs to elevate their businesses to higher level & remain viable post-COVID-19 or to start a new business under SME Bank Umbrella initiative.
IBS Promotion Fund 2.0 (IBS 2.0) Financing
Provides financial assistance to support eligible IBS contractors up to G7,manufacturers & installers IBS certified projects or possess IBS certification from CIDB.
Pemerkasa Matching Grant (PMG)
A Financing structure to assist SMEs in 3D (dirty, dangerous, difficult) sectors particularly in manufacturing, services, agriculture and construction.
Penjana Tourism Financing (PTF)
Working capital to assist micro enterprises' needs and to enhance their products'/services' marketability.
SME Technology Transformation Fund (STTF)
Expands your business through the adaption of technology & digital and automation with STTF.
High Tech & Green Facility (HTG)
Designed to help SMEs and innovative start-ups to grow their businesses and invest in strategies and technologies fields for a sustainable and entrenched economic recovery.
Low Carbon Transition Facility (LCTF)
A financing facility to encourage and support SMEs to adopt sustainability practices for business resilience.
Contract Financing
Contract Financing is a financing package using the existing financing facilities which are already available in the Bank. It offers financing to customers who are Main Contractors or Nominated Sub-Contractors having secured contract(s) or future contract(s) from approved awarding parties mainly Government Ministries, Departments or Agencies